Start a conversation
Open WhatsApp, chat with AFBiz in English or Pidgin, and answer the two or three onboarding questions about you and your business.
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New! Sell, track stock, collect debts
Record sales, track expenses, manage stock and know who owes you, just by chatting.
English & Pidgin
Chat in the language you sell in
Built for Nigerian merchants.
- Built on WhatsApp
- NGN amounts
- English & Pidgin
- Confirm-before-commit
- Free plan ₦0
Your Ledger
AFBiz keeps the ledger, the expenses and the stock inside the WhatsApp conversation you already run the shop in. Money in, money out and who owes what, recorded where the day happens.
- Ledger, expenses and stock in one chat
- Confirm-before-commit drafts
- Works in English & Pidgin
How it works
Three steps from opening WhatsApp to knowing exactly where the money stands.
Step 01 Step 02 Record business activity
Describe a sale, an expense or a credit sale in one line. AFBiz drafts every entry itemized, and posts it only when you confirm.
Step 03 Get accurate business information
Ask for summaries and reports, get daily or weekly briefs, and export statements whenever you need them.
App Advantage
AFBiz drafts each entry itemized and posts nothing until you confirm it, so a wrong line costs nothing to cancel.
- One-sentence sales and expense records
- Paystack-linked invoices and confirmations
- Customer debt tracking with approved reminders
- Low-stock alerts with suggested reorders
- Merchant (Requested): Sold 3 bags of rice to Mama Nkechi, ₦15,000, she'll pay next week.
- AFBiz (Prepared, not yet recorded): Confirm credit sale: Customer, Mama Nkechi. Goods, 3 bags of rice. Total, ₦15,000. Payment due, next week.
- Merchant (Confirmed): Confirm.
- AFBiz (Recorded ✓): Sale recorded. Receipt sent to Mama Nkechi.
Why AFBiz
Everything the assistant does happens inside WhatsApp, in English or Pidgin, and every entry waits for your Confirm.
Sales and income
Say the sale in chat, confirm, and it posts to the books once.
Expenses
Log spend the same way: drafted itemized, applied after Confirm.
Customer debts
Credit sales become customer balances you can check and chase.
This week's brief
Sample figuresSample money-in by day: Monday ₦4,500, Tuesday ₦9,200, Wednesday ₦6,800, Thursday ₦7,500, Friday ₦5,000, Saturday ₦9,500, ₦42,500 for the week.
Money in per day · ₦42,500 this week · sample figures
Financial brief
Monday, November 9- Money in
- ₦42,500
- Money out
- ₦18,200
- Net for the week
- ₦24,300
Scheduled brief, delivered in WhatsApp. Sample figures.
Payments and invoices
Paystack payment links, marked paid only when the money lands.
Inventory
Opening stock, sale-linked deductions and low-stock alerts.
Financial reports
Summaries and period comparisons from your confirmed records.
FAQs
Straight answers about running the shop from WhatsApp, the plans and the data.
Trust
No certifications and no guarantees, just the way the product behaves, which you can verify in the chat itself.
Explicit transaction confirmation
Nothing posts into your books until you tap Confirm. Every entry arrives as an itemized draft you can check, and a wrong draft costs nothing to cancel.
You own your business data
Your records live in your AFBiz account, where every confirmed entry keeps its audit history. We don't sell, and there is nothing here to resell: the data is yours.
Access to your financial records
Your books are never locked in the chat. Request CSV, PDF or XLSX exports at any time and the files arrive as WhatsApp documents.
Privacy in the platforms you already trust
Chat content flows through WhatsApp, operated by Meta; invoice payments are processed by Paystack on its own checkout, so card details never reach AFBiz.
Authorized staff access
UpcomingControlled staff seats with approver checks for your team: planned, not available in the assistant yet.
Our Features
Describe the sale the way you would say it out loud: what was sold, for how much, who still has to pay. AFBiz drafts the record itemized, waits for your Confirm, and posts it exactly once. Customers get receipts, and payment reminders only go out after you approve them.
- Merchant (Requested): Remind Mama Nkechi about the ₦7,500 she owes me
- AFBiz (Prepared, not yet recorded): Confirm payment reminder: To, Mama Nkechi. Balance, ₦7,500. Channel, WhatsApp.
- Merchant (Confirmed): Confirm.
- AFBiz (Sent ✓): Reminder sent. WhatsApp confirms delivery.
Who it's for
Built with one kind of user in mind: the Nigerian merchant whose business lives on WhatsApp already. If your books are scattered across a notebook, memory and half-open receipts, AFBiz is for you.
Retail shop owners
Sell over the counter and on credit, keep the stock counted, and know which customer still owes what, without touching a calculator at closing time.
Market traders
Your shop is the line you send from. Record each sale in a sentence before the next customer arrives, and let the daily brief do the end-of-day maths.
Freelancers
Invoice clients with Paystack payment links and see money in against costs per period, straight from the chat you already have open.
Service businesses
Track income per job, send invoices in one sentence, and export your month when it is time to hand figures to an accountant or a bank.
Small businesses with staff
One account keeps the books while the business grows. Staff seats and approval flows are on the roadmap; planned, not available yet.
Pricing
Four plans, priced in naira, per business account. The limits below are the quotas each plan enforces.
Free
₦0/month, NGN
For trying AFBiz on a small shop.
- Messages / month
- 200
- Weekly cap
- 50
- Exports / month
- 5
- Notifications / month
- 30
Personal
₦1,500/month, NGN
For one person tracking one business.
- Messages / month
- 600
- Weekly cap
- 150
- Exports / month
- 15
- Notifications / month
- 90
Business
Most popular₦5,000/month, NGN
For a shop with customers, stock and staff hustle.
- Messages / month
- 2,000
- Weekly cap
- 500
- Exports / month
- 60
- Notifications / month
- 400
Pro
₦10,000/month, NGN
For high-volume merchants who live in the chat.
- Messages / month
- 5,000
- Weekly cap
- 1,200
- Exports / month
- 200
- Notifications / month
- 1,500
Pricing is NGN, monthly, per business account. Plan prices are reviewed against unit economics; the in-app checkout is authoritative.
Get started
Your ledger is one message away.
Open the chat, answer a few onboarding questions, and send your first sale tonight. The Free plan costs ₦0.
No app download: AFBiz runs inside WhatsApp.
Playbooks
Start with the page that answers your next question.
Guide How to record a sale
The three steps from opening WhatsApp to a confirmed entry.
Guide What your plan unlocks
Four plans, priced in naira, and the limits each one enforces.
Guide Answers to common questions
Plans, data ownership, Pidgin, and what AFBiz never does.